What Are Your Options?
Option 1 – Avoid Foreclosure (Best Choice)
This is your best option to protect your credit and move on quickly. You keep control, avoid costly realtor fees, and close fast. We handle everything so you can focus on your next chapter.
- ✅ Keep control over your property
- ✅ Fast closing so you can move on
- ✅ No realtor commissions or major repair costs
- ✅ Minimize your losses and protect your credit
- ✅ Rebuild your credit in 2–3 years (conditions apply)
Option 2 – Try to Sell (Backup Plan)
Trying to sell can be time-consuming and uncertain. Costs add up fast, and you may run out of time. There is no guarantee of success, especially in a slow market.
- ❌ You lose control over the process
- ❌ Costs up to 9% in commissions and fees
- ❌ May require repairs and upgrades
- ❌ No guarantee of success
- ❌ Risk of running out of time
Option 3 – Voluntary Foreclosure (Worst Case)
Voluntary foreclosure is the most damaging option. It can hurt your credit for years and create lasting financial challenges.
- ❌ Damages your credit for 7 years
- ❌ Possible tax liability for forgiven debt
- ❌ Eviction on your record
- ❌ Emotional stress and financial uncertainty
How Dodge Foreclosure Services Compares
- Dodge Foreclosure Services:
- ✅ You keep control
- ✅ Fast closing
- ✅ No need for a realtor
- ✅ Prevent foreclosure
- ✅ Minimize your losses
- ✅ Rebuild your credit